Home Improvement

USDA Loans Are Gaining In Popularity
Home Owner Tips

USDA Loans Are Gaining In Popularity

If you’re looking for an affordable and obtainable mortgage, don’t overlook a USDA Rural Development Loan. A lesser-known sibling to the FHA home loan program, USDA mortgages come with more restrictions, but also offer certain advantages that FHA loans lack. For example, they’re one of the few ways you can […]

Home Law by Wynn and Wynn
Home Owner Tips Law

Home Law by Wynn and Wynn

Q: What is a Declaration of Homestead? A: It is a statutory protection given to homeowners who occupied a one to four family home, condo, cooperative apartment or manufactured home as their PRIMARY residence. Q: What type of statutory protection does the homeowner receive? A: A homeowner’s estate and equity […]

Selling a vacant home can leave you crippled financially.
Home Owner Tips Selling a Home

Selling a vacant home can leave you crippled financially.

Empty homes rarely show well. Also, emptiness stunts visualizing what the interior is all about. Buyers can’t see the house’s functionality and practicality. This is where staging comes in. Does staging work? In a recent study by www.stagedhomes.com, vacant properties usually sell in 145 days while staged homes sell in about 29. However, closing in […]

Should I use a realtor?
Home Owner Tips

Should I use a realtor?

I am often asked this question by clients who either have a current home to sell or are looking to purchase a home. I always give them the same answer, a resounding YES! People think that they can market their homes as well as a Realtor can and that is a huge misconception. Realtors are trained professionals […]

There Will Always be Something
Home Owner Tips

There Will Always be Something

Although I bought a condo for urban living, my true motive was home ownership without property management responsibilities. For a moderate, three-digit fee, our association removed the trash and cleaned the common space. Today, I live in a home and pay an association nothing. All that money goes to Costco […]

The Mortgage Minute
Home Owner Tips

The Mortgage Minute

August Existing-Home Sales Rise Despite Headwinds, Up Strongly from a Year Ago Existing-home sales increased in August, even with ongoing tight credit and appraisal problems, along with regional disruptions created by Hurricane Irene, according to the National Association of Realtors®. Monthly gains were seen in all regions. Mortgage Rates Near […]

Applying for a Mortgage
Home Owner Tips

Applying for a Mortgage

Interest rates on mortgages are extremely low which could make now a great time to apply . Due to the credit crunch, the process of applying for a new mortgage has become far more challenging and time consuming. There are various steps of applying for a mortgage which you should […]